Perbandingan Efisiensi BPR Konvensional Dan BPR Syariah Provinsi Jawa Timur Dengan Pendekatan Non-Parametrik

Abstract views: 407 , PDF downloads: 211
Keywords: BPR, BPRS, Efisiensi, Data Envelopment Analysis

Abstract

This study aims to find out and explain the efficiency level comparison between Conventional Rural Banks and Sharia Rural Banks using Data Envelopment Analysis (DEA) method. This research is a type of quantitative research using secondary. The sample used in this study amounted to 10 BPR, consisting of 5 samples of Conventional Rural Banks and 5 samples of Islamic Rural Banks during the period March 2013 to December 2017. Input variables in this study were total assets, third party funds and labor costs, while variables the output used is credit or financing and operating income. The results of the analysis using the Data Envelopment Analysis (DEA) method show that there are two BPR from 5 samples of efficient Conventional Rural Banks, while there are no efficient BPR from 5 Sharia Rural Banks samples.

Downloads

Download data is not yet available.

Author Biography

Bahrina Almas, Universitas Airlangga



References

Al-Quran Al-Karim, 2011, Al-Quran Tajwid dan Terjemah Bahasa Indonesia, Bandung: CV Penerbit Diponegoro.

Abu Husain Muslim bin Al-Hajjaj, 1918, Shahih Muslim Jilid I, Kairo: Dar Al-Kutub.

Affandi, N.M. Islam and Business, 2002, Subang Jaya: Pelanduk Publication (M) Sdn.Bhd.

Bank Indonesia, 2009, Laporan Keuangan Publikasi Bank BPR Konvensional Tahun, Accessed 19 Juli 2018, http://www.bi.go.id

Bank Indonesia, 2017, Statistik Perbankan –BPR Konvensional-Indikator Utama, Accessed 19 Juli 2018, http://www.bi.go.id

Berger, A.N dan Humphrey, D.B., 1997, Efficiency of Financial Institutions: International Survey and Directions for Future Research, European Journal of Operation Research, 98(5): 175-212.

Buchori, A., 2003, Kajian Kinerja Industri BPRS di Indonesia, Buletin Ekonomi Moneter dan Perbankan, 5(4): 64-123.

Collin Fredella dan Diana Frederica, 2014, Tingkat Efisiensi Bank Persero di Indonesia, Jurnal Ilmiah Manajemen Bisnis Vol. 14 No. 1.

Endri dan Abdul Wakil, 2008, Analisis Kinerja Keuangan dengan Menggunakan Rasio-Rasio Keuangan dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri), Jurnal Ekonomi, 1(13):123-140.

Hamka, 2007, Tafsir Al-Azhar Jus XV, Jakarta: Pustaka Panjimas.

Hartono, I, Setiadi Djohar dan Heny K. Daryanto, 2008, Analisis Efisiensi Bank Perkreditan Rakyat di Wilayah Jabodetabek dengan Pendekatan Data Envelopment Analysis, Jurnal Manajemen dan Agribisnis, 5(2):52-63.

Ismail, F, Majid MSA, dan Rahim RA, 2013, Efficiency of Islamic Conventional Banks in Malaysia, Journal of Financial Reporting and Accounting, 11(1):92-107.

Kamaruddin, Badrul Hisham et.al, 2008, Assesing Production Efficiency of Islamic Banks and Conventional Bank Islamic Windows in Malaysia, International Journal of Business and Management Science, Vol 1(1), pp. 31-48.

Kusumawardani, D., 2008, Tingkat Kesehatan dan Efisiensi Bank Perkreditan Rakyat Jawa Timur, Majalah Ekonomi Universitas Airlangga, 18(2):114-132.

Muhari, Syafaat dan Muhamad Nadratuzzaman Hosen, 2014, Tingkat Efisiensi BPRS di Indonesia: Perbandingan Metode SFA dengan DEA dan Hubungannya dengan CAMEL, Jurnal Keuangan dan Perbankan, Vol. 18, No. 2 Mei.

Nashihin, Muhammad dan Ludwina Harahap, 2014, The Analysis of The Efficiency of BPRS: Production Function VS Financial Ratios Approach, Procedia Social and Behavioral Sciences 115(188-197), Elsevier Publishing.

Noor, V.S.D.E.P., 2013, Analisis Perbandingan Efisieni Bank Syariah dan Bank Konvensional dengan Menggunakan Metode Data Envelopment Analysis (DEA), Skripsi, Jakarta: UIN Syarif Hidayatullah.

Otoritas Jasa Keuangan, 2017, Statistik Perbankan Syariah (Sharia Banking Statistic), Jakarta: Otoritas Jasa Keuangan.

Purwanto, Erwan Agus dan Byah Ratih Sulistyatuti, 2011, Metode Penelitian Kuantitatif untuk Administrasi Publik dan Masalah-Masalah Sosial, Yogyakarta: Gava Media.

Suliyanto dan Dian Purnomo Jati, 2014, Perbandingan Efisiensi Bank Perkreditan Rakyat dan Bank Umum dengan Pendekatan Data Envelopment Analysis, Jurnal Keuangan dan Perbankan,Vol.18, No.2 Mei .

Tempo.co. 2017, Dibanding Akhir 2016, Ekonomi Kuartal I 2017 turun 0-34 persen, Accessed 17 Juli 2018, https://bisnis.tempo.co

Published
2018-12-28
Section
Articles