Model Ketahanan Keuangan Syariah

  • Rachma Indrarini Universitas Negeri Surabaya
  • Andriani Samsuri Universitas Negeri Surabaya
Abstract views: 263 , pdf downloads: 420
Keywords: Sharia financial resilience, Islamic financial literacy, Islamic financial planning, Islamic financial inclusion

Abstract

The COVID-19 pandemic has had an adverse impact on the economy. Many people have lost their jobs but the necessities of life have increased. Society needs a model to make sharia financial resilience. This study aims to formulate a model of Islamic financial resilience, especially for Muslims by looking at three indicators are Islamic financial literacy, Islamic financial planning and Islamic financial inclusion. This research uses quantitative research with multiple linear regression. The result of this research is that Islamic financial literacy has no affect on sharia financial resilience. Islamic financial planning has not affect on sharia financial resilience. Islamic financial inclusion has affects on sharia financial resilience and together Islamic financial literacy, Islamic financial planning and Islamic financial inclusion has affect on sharia financial resilience

Downloads

Download data is not yet available.

References

Abbott-Chapman, Joan, Carey Denholm, and Colin Wyld. 2008. “Social Support as a Factor Inhibiting Teenage Risk-Taking: Views of Students, Parents and Professionals.” Journal of Youth Studies 11 (6): 611–27. https://doi.org/10.1080/13676260802191938.
Arafah, Rahmat, and Muthia Ummi Fathiy. 2013. “Assets Distribution Potential with Islamic Financial Planning Method.” Sharia Economics Conference, no. February: 131–36.
Bhabha, Javed Iqbal, Shadiullah Khan, Qamar Afaq Qureshi, Abdul Naeem, and Irfanullah Khan. 2014. “Impact of Financial Literacy on Saving-Investment Behavior of Working Women in the Developing Countries” 5 (13): 118–23.
Dz., Abdus Salam. 2018. “Inklusi Keuangan Perbankan Syariah Berbasis Digital-Banking: Optimalisasi Dan Tantangan.” Al-Amwal : Jurnal Ekonomi Dan Perbankan Syari’ah 10 (1): 63. https://doi.org/10.24235/amwal.v10i1.2813.
Ervina, Rr Hawik, Noni Setyorini, and Sutrisno. 2020. “Financial Literacy Dan Financial Planning Dampaknya Terhadap Ketahanan Keuangan Keluarga Di Masa Pandemi Covid-19.” Seminar Nasional Hasil Penelitian (SNHP) Lembaga Penelitian Dan Pengabdian Kepada Masyarakat Universitas PGRI Semarang, 1–12.
Muir, K, R Reeve, C Connolly, A Marjolin, F Salignac, and K Ho. 2016. “Financial Resilience in Australia 2015.” Understanding Financial Wellbeing in Times of Insecurity, no. August.
Nasution, Anriza Witi. 2019. “Analisis Faktor Kesadaran Literasi Keuangan.” EQUILIBRIUM: Jurnal Ekonomi Syariah 7 (1): 40–63.
Otoritas Jasa Keuangan. 2016. “Undang - Undang OJK.” Peraturan Otoritas Jasa Keuangan 53 (9): 1689–99.
Pavković, Ana, Mihovil Anđelinović, and Domagoj Mišević. 2018. “Measuring Financial Literacy of University Students.” Croatian Operational Research Review 9 (1): 87–97. https://doi.org/10.17535/crorr.2018.0008.
Puspita, Amelia Tri, Deni Lubis, and Marhamah Muthohharoh. 2021. “Faktor–Faktor Yang Memengaruhi Tingkat Literasi Keuangan Syariah Pada Mahasiswa Muslim Di Bogor.” Al-Muzara’Ah 9 (1): 1–20. https://doi.org/10.29244/jam.9.1.1-20.
Salignac, Fanny, Axelle Marjolin, Rebecca Reeve, and Kristy Muir. 2019. “Conceptualizing and Measuring Financial Resilience: A Multidimensional Framework.” Social Indicators Research 145 (1): 17–38. https://doi.org/10.1007/s11205-019-02100-4.
Sucianah, A, and I Yuhertiana. 2021. “Gender Memoderasi Financial Literacy Dan Financial Behavior Terhadap Ketahanan Keuangan Rumah Tangga Milenial Selama Pandemi Covid-19.” Jurnal Proaksi 8 (2): 51–60. https://e-journal.umc.ac.id/index.php/JPK/article/view/2020.
Published
2022-04-20
Section
Articles