IQTISHADIA Jurnal Ekonomi & Perbankan Syariah

Constructing Model of Integrated Zakat and Waqf Empowerment for Achieving Food Security and Poverty Alleviation

2024-12-19T09:45:43+07:00

Food security is one of the crucial factors in poverty alleviation, where adequate access to food can improve societal welfare and economic capacity. In Islam, zakat and waqf are essential instruments with great potential to support food security and poverty alleviation. This study aims to design a model that integrates zakat and waqf into an economic empowerment program based on food security to alleviate poverty. The proposed model, Zakat and Waqf Integration for Food Security Empowerment focuses on utilizing consumptive zakat funds for urgent food needs, followed by productive zakat for initial agricultural needs such as seeds and fertilizers, and the use of waqf funds, in the form of money and assets, to support long-term agricultural financing. The study results indicate that the integration of zakat and waqf within a single model has significant potential, given the growing potential of zakat and waqf in Indonesia, coupled with Government support for food self-sufficiency, making this model relevant. This model is expected to be an innovative solution in strengthening food security as an effort to alleviate poverty.

Do Halal Literacy, Religiosity, and Legal Compliance Affect the Motivation of Applying for Halal Product Certification?

2024-12-19T09:45:43+07:00

The enactment of regulations regarding the obligation to guarantee halal products in Indonesia according to Law Number 33 2014 is mandatory and binds for SMEs owners to have halal guarantees for all products that are offered. However, the number of Indonesian SMEs that have been halal-certified remains very low and far from their potential. The purpose of this study was to analyze the effect of the level of literacy, religiosity, and legal compliance of SMEs owners on halal product guarantee regulations using a quantitative approach with a research instrument in the form of a questionnaire distributed to SMEs owners in Depok. This study used a purposive sampling technique and obtained as many as 152 food SMEs that had not been halal certified. The results of this study show that halal literacy and religiosity influence the motivation of SMEs owners to apply for halal certifications. There are still SMEs owners who do not know or understand the rules and requirements for applying for halal certification. Legal compliance has no influence on SME owners’ motivation to apply for halal product certification. The majority of respondents complied with business regulations but did not have halal certification. The results of this study are expected to contribute to the implementation of halal certification policies and growth of the halal industry in Indonesia.

Analysis of The Implementation of The Salam Contract in The Marketplace: A Critical View of Buying Orders on Shopee

2024-12-20T08:20:35+07:00

The facts of online transactions have many differences in dissimilarity when ordering and suitability of goods received. This discrepancy caused problems afterward with many complaints, and the effect was not willing of each other. This study aims to find out how online buying and selling transactions are carried out through Shopee from a system of salam contracts in the sharia context. This research method uses qualitative methods to examine the fact of salam contract of shopee. The data source is primary data from site shopee and informant of buyer and seller. Researchers also use secondary data sources originating from literature-related research from journal scopus and sinta also reputable journal related this topic. The study results show that buying and selling online at Shopee has the same concept as implementing the salam contract. Online buying and selling transactions have advantages and disadvantages for sellers and buyers. Online buying and selling transactions can be a transition from implementing the salam contract, provided that both parties understand the same in terms of responsibility and trust. By system and the fact, buying and selling transactions at Shopee are said to be by the salam contract. Little research examine the topic, particularly in market place regarding shopee contract.

Analisis Kinerja Keuangan Dengan Pendekatan Maqashid Syariah Index Pada Perbankan Syariah Indonesia dan Malaysia

2024-12-20T08:26:34+07:00

This study was conducted on the grounds that the measurement of financial performance of Islamic Commercial Banks (BUS) still uses measurements from conventional banks. This study aims to analyse and compare the performance of Islamic banking in Indonesia and Malaysia using the Maqashid Syariah Index (MSI) approach. Quantitative descriptive method with secondary data using annual reports and financial statements of each Islamic bank. The research objects were 14 Indonesian BUSs and 15 Malaysian BUSs that published financial reports in 2020. The steps taken to measure the financial performance of Islamic banks using the Maqashid Syariah Index (MSI) are performance ratio assessment, performance indicator assessment and finally MSI assessment and weighting. The results of the study concluded that there were differences in financial performance based on the MSI value between Indonesian and Malaysian BUSs. BUS performance in Indonesia is considered better in achieving maqashid sharia compared to BUS in Malaysia. The measurement results prove that Bank Jabar Banten Syariah is the Indonesian BUS that gets the highest maqashid sharia value. Meanwhile, the highest value Malaysian BUS is AmBank Islamic Berhad.