IJTIHÂD MUÂMALAH MÂLIYAH KONTEMPORER DI ERA GLOBALISASI
![](https://i.ibb.co/4sq7yLG/ico2.png)
Abstract
Ajaran Islâm beserta hukum-hukumnya dikenal sebagai shâlihun likulli zamân wa likulli makân. Dalam dimensi itulah ijtihâd muâmalah mâliyah kontemporer menjadi keniscayaan untuk diterapkan dalam menjawab problematika transaksi bisnis kontemporer pada era globalisasi ini dengan tetap berpijak pada pokok-pokok ajaran Allâh dan Rasûlullâh saw., sebagai sumber utama hukum Islâm. Artikel ini berkonsentrasi untuk mengupas problema transaksi bisnis, default payment, yang hingga saat ini marak dibahas dan didiskusikan oleh masyarakat ekonomi syarî'ah, di samping juga dibahas pemosisian ijtihâd. Contoh aktual ijtihâd kontemporer yang dilakukan oleh para pakar ekonomi Islâm dalam bidang fiqh mu'âmalah secara individual maupun kolektif adalah kasus default payment (kegagalan pembayaran). Kasus itu terjadi dalam produk pembiayaan ekonomi syarî'ah (berbasis Islâm) di institusi keuangan atau perbankan syari'ah, menarik untuk dicermati, sebagai bagian dari problema hukum ekonomik di era globalisasi. Peristiwa tentang kegagalan pembayaran angsuran yang terjadi karena nasabah mangkir-bayar atau terlambat-bayar angsuran oleh pihak bank syar'iah dikenakan penalti sebagai default payment padahal aturan semacam itu tidak dikenal, apalagi diterapkan, di bank yang berlandaskan ajaran syar’î. Default payment hanya dianut, dan karenanya terjadi dan diberlakukan, di bank konvensional.
Downloads
Publishing your paper with Al Ihkam (Jurnal Hukum & Pranata Sosial/Journal of Law & Social Studies) means that the author or authors retain the copyright in the paper. Al Ihkam granted an exclusive non commercial reuse license by the author(s), but the author(s) are able to put the paper onto a website, distribute it to colleagues, give it to students, use it in your thesis etc, so long as the use is not directed at commercial advantage or toward private monetary gain. The author(s) can reuse the figures and tables and other information contained in their paper published by Al Ihkam in future papers or work without having to ask anyone for permission, provided that the figures, tables or other information that is included in the new paper or work properly references the published paper as the source of the figures, tables or other information, and the new paper or work is not direct at private monetary gain or commercial advantage.
Al Ihkam journal (Journal of Law & Social Studies) provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge. This journal is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.This license lets others remix, tweak, and build upon your work non-commercially, and although their new works must also acknowledge & be non-commercial, they don’t have to license their derivative works on the same terms.
Al Ihkam journal Open Access articles are distributed under this Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA). Articles can be read and shared for noncommercial purposes under the following conditions:
- BY: Attribution must be given to the original source (Attribution)
- NC: Works may not be used for commercial purposes (Noncommercial)